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South East England18 Towns24HR DECISIONS
Trade Business Loans in Surrey
Tradesman Finance provides specialist business loans for electricians, plumbers, builders and all trades across Surrey.
£25k-£1m
Funding Available
24hrs
Fast Decisions
98%
Approval Rate
Finance Products
What We Fund
From equipment to vehicles to working capital — we've got Surrey tradesmen covered.
Equipment Finance
Fund tools, machinery, and specialist equipment for your trade
Vehicle Finance
Vans, trucks, and work vehicles to keep your business moving
Business Loans
Flexible funding for growth, expansion, or working capital
Cashflow Finance
Keep your business running smoothly between jobs
Invoice Finance
Unlock cash tied up in unpaid invoices instantly
Asset Finance
Spread the cost of expensive assets over time
Why Choose UsSurrey Tradesmen
Surrey Tradesmen
Trust Us
Hundreds of tradesmen across Surrey have funded their businesses with us. Here's why they keep coming back.
24-Hour Decisions
Tradesman Finance provides fast decisions so you can get to work quickly.
Competitive Rates
We compare rates from multiple lenders to find tradesmen the best deals.
All Credit Considered
Tradesman Finance helps tradesmen with all credit histories access funding.
Trade Specialists
Our team understands what tradesmen need and provides expert guidance.
All Trades Welcome
Finance for Every Trade
Electrician
£25,000 - £1,000,000
Fluke multimetersCable testers
Plumber
£25,000 - £500,000
Pipe threading machinesDrain cameras
Builder
£25,000 - £1,000,000
ExcavatorsConcrete mixers
Carpenter
£25,000 - £750,000
Table sawsCNC routers
Heating Engineer
£25,000 - £350,000
Flue gas analyzersPipe freezing kits
Roofer
£25,000 - £1,000,000
ScaffoldingRoofing nailers
Landscaper
£25,000 - £600,000
Mini excavatorsTurf cutters
Bricklayer
£25,000 - £500,000
Mortar mixersBrick saws
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Surrey is home to thousands of skilled tradesmen who power the local economy through construction, maintenance and specialist services.
Affluent commuter belt with tech, aerospace and pharmaceuticals. This creates significant demand for trade services and, consequently, equipment finance. Tradesmen in Surreyrequire reliable equipment to deliver quality work for residential and commercial clients.
Tradesman Finance understands the Surrey market and provides tailored finance solutions. Unlike high street banks, we specialize in trade finance and can approve applications within 24 hours.
Our team has helped hundreds of tradesmen across Camberley, Caterham, Cobham, Dorking, Epsom and other Surrey towns access funding from £25,000 to £1,000,000, with repayment terms from 12 to 60 months.
Surrey Trade Industry Overview
Surrey's construction sector employs over 19,600 skilled tradespeople, making it a key market for trade finance in the Technology sector.
Trade Businesses
24,500
in Surrey
Avg Project Value
£134,000
typical contract
YoY Growth
4.8%
construction sector
Employed
19,600
in construction
Current Opportunities for Surrey Tradespeople
- Tech park developments and office fit-outs
- Residential development across Surrey
- Commercial property refurbishments
In-Demand Trades in Surrey
| Trade | Demand | Day Rate | Active Contractors |
|---|---|---|---|
| electrician | High | £250-£320 | 4,410+ |
| plumber | High | £240-£300 | 3,430+ |
| builder | High | £230-£290 | 3,920+ |
| heating engineer | Medium | £250-£310 | 1,715+ |
Seasonal note: Peak demand spring-autumn with steady year-round commercial work
Trade Finance FAQs for Surrey
Common questions about business finance.
Yes, we work with tradesmen throughout Surrey, including Camberley, Caterham, Cobham and all surrounding areas. Our local knowledge helps us understand the specific needs of South East England tradespeople.
Most Surrey tradesmen receive a decision within 4 hours, with funds typically available within 24-48 hours of approval. We understand that time is money in the trades.
We offer equipment finance, van and vehicle finance, business loans, and working capital solutions. Whether you're an electrician, plumber, builder, or any other trade, we have options designed for your industry.
Yes, we consider applications from all credit backgrounds. We look at the whole picture - your trading history, current work, and ability to repay - not just your credit score.
Still have questions? Our team is here to help.
Contact UsWhat Our Customers Say
Real feedback from tradesmen who've grown their businesses with our finance solutions.
4.8from 1,250+ reviews
"Needed to upgrade all my test equipment for the 18th Edition requirements. Got approved in 4 hours and had the money in my account the next day. Brilliant service."
Dave M.
DM Electrical Services
Manchester
£8,500
"Financed my first van through Tradesman Finance when I went self-employed. They understood my situation as a new business and found me a great deal."
James K.
JK Electrical
Birmingham
£22,000
"The drain camera I financed has already paid for itself three times over. Should have done it years ago!"
Paul T.
PT Plumbing Solutions
Leeds
£4,200
"Upgraded my whole van setup - Rothenberger press fittings, new racking, the lot. Monthly payments are less than I expected."
Mike S.
Swift Plumbing
Bristol
£12,000
25+ Years
Financial services experience
4 Hour Decisions
Most applications
1,250+
Happy customers
92%
Approval rate
Surrey Coverage
We cover all 18 towns across Surrey with local knowledge and fast support.
Ready to Fund Your
Surrey Business?
Join hundreds of Surrey tradesmen who've grown their business with us. Free quote, no credit impact, decision in 24 hours.