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We typically provide a decision within 24 hours of receiving your completed application. For straightforward applications, we can often give an in-principle decision on the same day.

You'll need proof of identity, 3 months of bank statements, and details of your business trading history. For equipment finance, we'll also need a quote for the equipment you want to purchase.

Yes, we consider applications from tradesmen with all credit profiles. We look at the whole picture, including your business performance and ability to repay, not just your credit score.

No, we don't charge any application fees or upfront costs. You only pay once your finance is approved and you've accepted the terms.