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Last updated: January 2025
Please read these terms carefully before using our website or services. By using our website, you agree to be bound by these terms. If you do not agree to these terms, please do not use our website or services.
Tradesman Finance is a trading name of [Company Name] Limited, a company registered in England and Wales with company number [XXXXXXXX]. Our registered office is at Finance House, Business Park, London EC1A 1BB.
We are authorised and regulated by the Financial Conduct Authority (FCA) for credit broking activities. Our FCA registration number is [XXXXXX]. You can verify our registration at register.fca.org.uk.
Tradesman Finance acts as a credit broker, not a lender. We help connect tradesmen and contractors with finance providers who may be able to offer:
We do not guarantee that we will be able to find a suitable finance product for your circumstances. Any finance agreement will be between you and the lender, not with Tradesman Finance.
You may use our website for lawful purposes only. You agree not to:
If you create an account on our website, you are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
When you submit a finance application through our website:
We may perform a "soft" credit check during the initial assessment, which will not affect your credit score. If you proceed with a full application, the lender may perform a "hard" credit check, which will be visible to other lenders.
All lending decisions are made solely by the lender, not by Tradesman Finance. We have no control over whether your application is approved, the terms offered, or the interest rate applied.
Tradesman Finance does not charge you any fees for using our broker services. We may receive a commission from lenders when a finance agreement is completed. This commission does not affect the rate you pay.
Lenders may charge various fees including arrangement fees, early repayment charges, and late payment fees. These will be disclosed in the finance agreement before you sign.
All content on our website, including text, graphics, logos, and software, is the property of Tradesman Finance or our licensors and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, or create derivative works from our content without our written permission.
While we strive to keep our website content accurate and up-to-date, we do not guarantee that all information is complete, accurate, or current. Any reliance you place on such information is at your own risk.
We do not guarantee that our website will be available at all times or free from errors or viruses. We may suspend, withdraw, or restrict access to the website at any time without notice.
The information on our website is general in nature and does not constitute financial advice. You should seek independent financial advice before entering into any finance agreement.
To the fullest extent permitted by law, Tradesman Finance shall not be liable for:
Nothing in these terms excludes our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded by law.
You agree to indemnify and hold harmless Tradesman Finance, its directors, employees, and agents from any claims, damages, or expenses arising from:
Our website may contain links to third-party websites. These links are provided for convenience only. We have no control over third-party websites and accept no responsibility for their content or privacy practices.
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
If you have a complaint about our services, please contact us in the first instance. We have an internal complaints procedure and will acknowledge your complaint within 5 business days.
If you are not satisfied with our response, you may be able to refer your complaint to the Financial Ombudsman Service:
We may update these terms from time to time. Changes will be effective when posted on our website. Your continued use of our website after changes are posted constitutes acceptance of the updated terms.
These terms are governed by the laws of England and Wales. Any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
If you have any questions about these terms, please contact us: