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Wales1 Towns24HR DECISIONS
Trade Business Loans in Cardiff
Tradesman Finance provides specialist business loans for electricians, plumbers, builders and all trades across Cardiff.
£25k-£1m
Funding Available
24hrs
Fast Decisions
98%
Approval Rate
Finance Products
What We Fund
From equipment to vehicles to working capital — we've got Cardiff tradesmen covered.
Equipment Finance
Fund tools, machinery, and specialist equipment for your trade
Vehicle Finance
Vans, trucks, and work vehicles to keep your business moving
Business Loans
Flexible funding for growth, expansion, or working capital
Cashflow Finance
Keep your business running smoothly between jobs
Invoice Finance
Unlock cash tied up in unpaid invoices instantly
Asset Finance
Spread the cost of expensive assets over time
Why Choose UsCardiff Tradesmen
Cardiff Tradesmen
Trust Us
Hundreds of tradesmen across Cardiff have funded their businesses with us. Here's why they keep coming back.
24-Hour Decisions
Tradesman Finance provides fast decisions so you can get to work quickly.
Competitive Rates
We compare rates from multiple lenders to find tradesmen the best deals.
All Credit Considered
Tradesman Finance helps tradesmen with all credit histories access funding.
Trade Specialists
Our team understands what tradesmen need and provides expert guidance.
1 Locations
Towns in Cardiff
Select your town to see specific finance options and local trade support.
All Trades Welcome
Finance for Every Trade
Electrician
£25,000 - £1,000,000
Fluke multimetersCable testers
Plumber
£25,000 - £500,000
Pipe threading machinesDrain cameras
Builder
£25,000 - £1,000,000
ExcavatorsConcrete mixers
Carpenter
£25,000 - £750,000
Table sawsCNC routers
Heating Engineer
£25,000 - £350,000
Flue gas analyzersPipe freezing kits
Roofer
£25,000 - £1,000,000
ScaffoldingRoofing nailers
Landscaper
£25,000 - £600,000
Mini excavatorsTurf cutters
Bricklayer
£25,000 - £500,000
Mortar mixersBrick saws
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Cardiff is home to thousands of skilled tradesmen who power the local economy through construction, maintenance and specialist services.
Welsh capital with media, financial services and government. This creates significant demand for trade services and, consequently, equipment finance. Tradesmen in Cardiffrequire reliable equipment to deliver quality work for residential and commercial clients.
Tradesman Finance understands the Cardiff market and provides tailored finance solutions. Unlike high street banks, we specialize in trade finance and can approve applications within 24 hours.
Our team has helped hundreds of tradesmen across Cardiff and other Cardiff towns access funding from £25,000 to £1,000,000, with repayment terms from 12 to 60 months.
Cardiff Trade Industry Overview
Cardiff's construction sector employs over 6,560 skilled tradespeople, making it a key market for trade finance in the Media & Broadcasting sector.
Trade Businesses
8,200
in Cardiff
Avg Project Value
£44,200
typical contract
YoY Growth
4.6%
construction sector
Employed
6,560
in construction
Current Opportunities for Cardiff Tradespeople
- Residential development across Cardiff
- Commercial property refurbishments
- Public sector building upgrades
In-Demand Trades in Cardiff
| Trade | Demand | Day Rate | Active Contractors |
|---|---|---|---|
| electrician | High | £213-£272 | 1,476+ |
| plumber | High | £204-£255 | 1,148+ |
| builder | High | £196-£247 | 1,312+ |
| heating engineer | Medium | £213-£264 | 574+ |
Seasonal note: Peak activity spring-autumn, tourism and residential renovation focus
Trade Finance FAQs for Cardiff
Common questions about business finance.
Yes, we work with tradesmen throughout Cardiff, including Cardiff and all surrounding areas. Our local knowledge helps us understand the specific needs of Wales tradespeople.
Most Cardiff tradesmen receive a decision within 4 hours, with funds typically available within 24-48 hours of approval. We understand that time is money in the trades.
We offer equipment finance, van and vehicle finance, business loans, and working capital solutions. Whether you're an electrician, plumber, builder, or any other trade, we have options designed for your industry.
Yes, we consider applications from all credit backgrounds. We look at the whole picture - your trading history, current work, and ability to repay - not just your credit score.
Still have questions? Our team is here to help.
Contact UsWhat Our Customers Say
Real feedback from tradesmen who've grown their businesses with our finance solutions.
4.8from 1,250+ reviews
"Needed to upgrade all my test equipment for the 18th Edition requirements. Got approved in 4 hours and had the money in my account the next day. Brilliant service."
Dave M.
DM Electrical Services
Manchester
£8,500
"Financed my first van through Tradesman Finance when I went self-employed. They understood my situation as a new business and found me a great deal."
James K.
JK Electrical
Birmingham
£22,000
"The drain camera I financed has already paid for itself three times over. Should have done it years ago!"
Paul T.
PT Plumbing Solutions
Leeds
£4,200
"Upgraded my whole van setup - Rothenberger press fittings, new racking, the lot. Monthly payments are less than I expected."
Mike S.
Swift Plumbing
Bristol
£12,000
FCA Regulated
Authorised & regulated
4 Hour Decisions
Most applications
1,250+
Happy customers
92%
Approval rate
Cardiff Coverage
We cover all 1 towns across Cardiff with local knowledge and fast support.
Ready to Fund Your
Cardiff Business?
Join hundreds of Cardiff tradesmen who've grown their business with us. Free quote, no credit impact, decision in 24 hours.