TRADESMAN FINANCE BRISTOL
From Clifton Bridge to Temple Meads, we're building Bristol's future.
Looking for finance for your trade business? You're in the right place. (If you're looking to hire a tradesman in Bristol, try Checkatrade or MyBuilder)
FINANCING BRISTOL'S TRADES SINCE 2018
Bristol's creative energy needs creative finance. From harbourside developments to Clifton conversions, we understand the West Country way of doing business. Proper job, with finance that fits.
Whether you're renovating Georgian terraces in Redland or building eco-homes in Bedminster, we've got the funds to fuel your ambition. Gert lush service with rates that make sense.
AREAS WE COVER IN GREATER BRISTOL
Every neighbourhood, every postcode, proper service.
BRISTOL CITY
- City Centre (BS1)
- Harbourside (BS1)
- Temple Quarter (BS1)
- Old City (BS1)
- Broadmead (BS1)
- St Paul's (BS2)
NORTH BRISTOL
- Clifton (BS8)
- Redland (BS6)
- Cotham (BS6)
- Stoke Bishop (BS9)
- Westbury-on-Trym (BS9)
- Henleaze (BS9)
SOUTH BRISTOL
- Bedminster (BS3)
- Southville (BS3)
- Ashton Gate (BS3)
- Knowle (BS4)
- Totterdown (BS4)
- Brislington (BS4)
EAST BRISTOL
- St George (BS5)
- Easton (BS5)
- Eastville (BS5)
- Fishponds (BS16)
- Staple Hill (BS16)
- Downend (BS16)
WEST BRISTOL
- Hotwells (BS8)
- Sea Mills (BS9)
- Shirehampton (BS11)
- Avonmouth (BS11)
- Lawrence Weston (BS11)
- Henbury (BS10)
GREATER BRISTOL
- Bath (BA1-2)
- Keynsham (BS31)
- Portishead (BS20)
- Clevedon (BS21)
- Weston-super-Mare (BS22-24)
- Thornbury (BS35)
FINANCE FOR EVERY BRISTOL TRADE
BRISTOL PLUMBERS
- Van finance from £199/month
- Tool loans up to £50K
- Boiler installation finance
- Working capital for big jobs
BRISTOL ELECTRICIANS
- Testing equipment finance
- Van leasing deals
- EICR equipment loans
- Business expansion loans
BRISTOL BUILDERS
- Plant & machinery finance
- Scaffold purchase loans
- Project cashflow funding
- Property development finance
BRISTOL CARPENTERS
- Workshop equipment finance
- Tool upgrade loans
- Van finance options
- CNC machine funding
BRISTOL ROOFERS
- Safety equipment finance
- Van & trailer loans
- Scaffold finance deals
- Materials funding
BRISTOL HEATING ENGINEERS
- Boiler stock finance
- Diagnostic tool loans
- Van finance solutions
- Training course funding
WHY BRISTOL TRADES CHOOSE US
RAPID DECISIONS
Gert quick decisions. Answer in 24 hours, cash in 48.
LOCAL KNOWLEDGE
We know Bristol inside out, from harbourside to the hills.
COMPETITIVE RATES
Rates from 6.9% APR. We work with 40+ lenders to find your best deal.
WEST COUNTRY SERVICE
Proper job. Honest advice, no nonsense, just great service.
WHAT BRISTOL TRADES SAY
BRISTOL SUCCESS STORIES
Real trades, real results, proper job done right
£74,000 Equipment Finance
Electrician | Harbourside | 2024
THE CHALLENGE
Bristol Harbourside electrician secured a major contract but needed specialist testing equipment and two vans. Traditional banks wanted 8 weeks - too long. Alright my lover, proper tight deadline this one.
OUR SOLUTION
£74,000 equipment finance package approved in 24 hours. Structured repayments to match the contract payment schedule. Funds released in 48 hours, allowing them to purchase the equipment and two Ford Transit Customs. Gert lush service, that.
THE OUTCOME
- ✓ Temple Quarter contracts secured ahead of Bath competitors
- ✓ 4 new skilled joiners hired from Bristol College
- ✓ Production capacity increased 350%
- ✓ Revenue up from £120k to £540k annually - gert lush
£105,000 Invoice Finance Facility
Builder | Clifton | 2023
THE CHALLENGE
Established Clifton builder working on multiple high-value projects but suffering from 60-90 day payment terms from developers. Had to turn down work because couldn't afford materials upfront. Proper job builder but cashflow was killing them.
OUR SOLUTION
£105,000 invoice finance facility that releases 85% of invoice value within 24 hours of submission. Flexible facility that grows with the business. Direct integration with their accounting software for seamless operation.
THE OUTCOME
- ✓ Cashflow stress eliminated - even during peak student season
- ✓ Took on 65% more student housing projects
- ✓ Hired 5 additional tradespeople for summer work
- ✓ Turnover increased from £720k to £1.5m annually
£39,000 Van Finance Package
Plumber | Bedminster | 2024
THE CHALLENGE
Growing Bedminster plumbing business needed to replace aging fleet of 3 vans. Previous financial issues meant banks were rejecting applications. Vans were becoming unreliable, affecting customer service in competitive Bristol market. Cheers drive, they needed help fast.
OUR SOLUTION
£39,000 vehicle finance package for 3 new Ford Transit Custom vans. Structured as hire purchase over 5 years with £235/month per van. Looked at current business performance rather than historical credit issues. Approval in 24 hours - proper gert lush service.
THE OUTCOME
- ✓ Repair costs eliminated completely (saving £580/month)
- ✓ Professional fleet handled Bristol hills with ease
- ✓ Modern diagnostics opened commercial harbourside market
- ✓ Revenue up 38% - proper job done right
&
The West Country's biggest city has unique pressures. Here's how we help Bristol trades overcome them.
TEMPLE QUARTER REGENERATION
Temple Quarter Enterprise Zone is creating massive opportunities but requires substantial upfront investment in commercial-grade equipment. We provide fast equipment finance so Bristol trades can capitalize on this £1bn+ regeneration project. Cheers drive, we'll sort you out proper quick.
- Commercial-grade equipment finance
- Large contract bridging facilities
- 24-48 hour approval for Temple Quarter work
SOUTH WEST COMPETITION
Competition from Bath, Exeter, and Plymouth is fierce for premium work. To win contracts you need modern equipment, reliable vans, and professional presentation. We finance the tools that give Bristol trades the competitive edge in the South West market - proper job equipment at proper good rates.
- Fleet replacement finance programs
- Latest equipment loans
- Technology investment funding
HARBOURSIDE DEVELOPMENT
Bristol's harbourside and Western Harbour developments bring high-value commercial and residential opportunities. Invoice finance releases 85% of invoice value within 24 hours so you can handle multiple harbourside projects simultaneously without cashflow worries. Gert lush for your business growth.
- Harbourside project invoice finance
- Multiple development contract support
- Premium market cashflow management
STUDENT HOUSING MARKET
Bristol's two universities create constant student housing renovation demand but landlords often pay on 60-90 day terms. Our flexible finance solutions help you manage student housing work with payment structures matching your actual income timing throughout the academic year.
- Student housing invoice finance
- Seasonal cashflow management
- Landlord payment term bridging
BRISTOL TRADE RESOURCES
Useful links for Greater Bristol tradespeople
TRADE ASSOCIATIONS
BRISTOL BUSINESS SUPPORT
TRAINING & SKILLS
BRISTOL TRADE STATISTICS
24,000+
Construction businesses in Greater Bristol
£5.1bn
Construction industry value (annual)
67%
Of trades need external finance to grow
£83k
Average tradesperson earnings (Bristol)
READY TO GROW YOUR BRISTOL BUSINESS?
Join 3,500+ Bristol trades who trust us with their finance
Speak to a human, not a chatbot. Mon-Fri 9-6, Sat 9-1
BRISTOL FINANCE FAQS
Do you cover all of Greater Bristol?
Yeah mate, every postcode from Bath to Weston, Portishead to Keynsham. If you're in the Bristol area, we've got you covered.
How fast can I get finance in Bristol?
Apply today, decision tomorrow, cash the day after. That's 48 hours from application to money in your account.
What's the minimum loan amount?
We start at £25,000 for business loans. For equipment finance, we can go lower depending on what you need.
Do I need perfect credit?
No. We look at your business, not just your credit score. If you're making money, we can probably help.