ELECTRICIAN FINANCE
TEST EQUIPMENT, VANS & WORKING CAPITAL
Finance for UK Electricians & Electrical Contractors
From £1,000 to £150,000 for Fluke & Megger test equipment, vans, tools, and working capital. Whether you're NICEIC registered, newly qualified, or an established contractor, we have finance solutions built for electricians.
WHAT ELECTRICAL EQUIPMENT & COSTS CAN YOU FINANCE?
We provide flexible funding for every aspect of your electrical business, from test equipment to van fit-outs and working capital.
⚡ TEST EQUIPMENT & TOOLS
- Fluke Multifunction Testers: 1653B, 1664FC from £1,500
- Megger Test Equipment: MFT1720, MFT1730 from £1,200
- Kewtech Testers: KT65DL, KT66 from £1,000
- Thermal Imaging Cameras: FLIR, Fluke Ti from £2,500
- PAT Testers: Seaward, Megger from £400
- Power Tools: Drills, impact drivers, SDS from £500
🚚 VANS & VEHICLES
- Small Vans: Citroen Berlingo, Ford Connect from £10,000
- Medium Vans: VW Transporter, Mercedes Vito from £18,000
- Large Vans: Ford Transit, Sprinter from £25,000
- Van Racking: Sortimo, Bott from £1,500
- Van Signage: Professional livery from £800
- Electric Vans: e-Transit, e-Sprinter from £35,000
🔧 SPECIALIST EQUIPMENT
- Cable Detection: C.A.T & Genny locators from £800
- EV Charger Stock: Wallboxes, Zappi units from £5,000
- Solar Installation Tools: Testers, crimpers from £2,000
- Cable Tools: Pullers, cutters, strippers from £500
- Ladders & Access: Tower systems, trestles from £600
- Safety Equipment: Voltage detectors, PPE from £300
💰 BUSINESS COSTS & CAPITAL
- NICEIC/NAPIT Registration: Annual fees from £600
- 18th Edition Training: Courses and exams from £500
- Public Liability Insurance: Annual premiums from £400
- Material Stock: Cable, accessories, consumer units
- Contract Deposits: Commercial job upfront costs
- Marketing: Website, social media, advertising
REAL ELECTRICIAN FINANCE SCENARIOS
Here's how UK electricians are using our finance solutions
NEWLY QUALIFIED
£5,000 - £15,000
Purpose: Setting up as self-employed electrician
- ✓ Fluke or Megger multifunction tester (£1,500)
- ✓ Basic power tools and hand tools (£800)
- ✓ Van and racking (£8,000)
- ✓ NICEIC/NAPIT registration (£600)
- ✓ Insurance & working capital (£2,000)
Example: £12,000 over 5 years = £250/month
GROWING CONTRACTOR
£20,000 - £50,000
Purpose: Taking on commercial contracts
- ✓ Advanced test equipment & thermal camera (£4,000)
- ✓ Larger van (VW Transporter/Transit) (£22,000)
- ✓ EV charger installation stock (£8,000)
- ✓ Additional power tools & ladders (£3,000)
- ✓ Working capital for materials (£10,000)
Example: £40,000 over 6 years = £700/month
ESTABLISHED BUSINESS
£60,000 - £150,000
Purpose: Expanding to industrial/commercial
- ✓ Fleet of 3-4 vans for team (£60,000)
- ✓ Multiple test equipment sets (£10,000)
- ✓ Solar PV installation equipment (£15,000)
- ✓ Contract bridging finance (£40,000)
- ✓ Office/workshop premises deposit (£25,000)
Example: £100,000 over 7 years = £1,450/month
WHY ELECTRICIANS CHOOSE OUR FINANCE
✅ INDUSTRY SPECIALISTS
We understand electrical work: 18th Edition requirements, Part P compliance, NICEIC registration, and CIS tax deductions. Our lenders specialize in trades and know your business model.
✅ FAST DECISIONS
Need a Fluke tester for a job starting Monday? Apply Friday morning, approved Friday afternoon, funded Monday. Don't lose work waiting for traditional banks.
✅ NEWLY QUALIFIED WELCOME
Just passed 18th Edition? Starting as self-employed? We finance electricians from day one based on qualifications and skills, not trading history. Get the equipment you need to start earning.
✅ BAD CREDIT CONSIDERED
Previous credit issues? We focus on your current work and future contracts. 65% of electricians with poor credit still get approved for equipment and van finance.
✅ FLEXIBLE REPAYMENTS
Winter slower than summer? We structure repayments around electrical work patterns. Payment holidays available during quiet periods for established clients.
✅ NO UPFRONT FEES
Zero application fees. No broker fees. No charges unless you accept the finance. We're paid by lenders, not by adding costs to your loan.
HOW TO GET ELECTRICIAN FINANCE
APPLY ONLINE
2-minute application. Tell us what you need - test equipment, van, tools, or working capital. No credit check at application stage.
GET MATCHED
We present your case to specialist electrical trade lenders. They compete for your business, meaning better rates and faster approval.
FAST APPROVAL
Decision within 4 hours on business days. Simple paperwork: bank statements, contracts, and qualifications. No complex projections required.
RECEIVE FUNDS
Money in your account within 24 hours. Order equipment directly or we pay suppliers. Start working immediately.
ELECTRICIAN FINANCE ELIGIBILITY
Most UK electricians qualify. Here's what we need:
✅ YOU'LL LIKELY QUALIFY IF:
- ✓ Qualified electrician (18th Edition, NVQ Level 3)
- ✓ Trading 3+ months (or newly qualified with contracts)
- ✓ Earning £15,000+ per year
- ✓ Sole trader or limited company
- ✓ Have work lined up or regular clients
- ✓ NICEIC/NAPIT registered (helpful but not essential)
📋 WHAT YOU'LL NEED:
- ✓ 3 months business bank statements
- ✓ Proof of qualifications (18th Edition, etc.)
- ✓ Proof of ID and address
- ✓ Equipment quotes (if applicable)
- ✓ UTR number (if self-employed)
- ✓ Public liability insurance certificate
FINANCE FOR ALL ELECTRICAL SECTORS
Whatever your electrical specialty, we have finance solutions:
🏠 DOMESTIC ELECTRICIANS
Rewires, consumer units, sockets & lighting. Bread & butter work with steady income. Finance from £5,000 for van, tools, and test equipment.
🏢 COMMERCIAL CONTRACTORS
Offices, retail, warehouses. Larger contracts with 30-60 day payment terms. We bridge the gap with working capital while you wait for payment.
🏭 INDUSTRIAL ELECTRICIANS
Factories, manufacturing plants, heavy industry. Specialist equipment needed. Finance available for advanced test gear, PPE, and training costs.
⚡ EV CHARGER INSTALLERS
Booming sector. Finance for wallbox stock, advanced test equipment, and specialist EV training. Typical stock investment £5,000-£20,000.
☀️ SOLAR PV INSTALLERS
Renewable energy installations. High-value jobs requiring specialist equipment. Finance panels, inverters, test equipment, and working capital.
🔌 PART P / BUILDING REGS
Notifiable work specialists. Finance test equipment, registration fees, insurance, and materials for compliance work.
ELECTRICIAN FINANCE FAQs
Can newly qualified electricians get finance?
Yes. Just passed 18th Edition and starting out? We finance electricians from day one. Typical approval: £5,000-£15,000 for test equipment, tools, and van based on qualifications and contracts.
Can I finance a Fluke multifunction tester?
Absolutely. Fluke 1653B, 1664FC, 1662 all financed. Typical deal: £1,500-£2,000 over 3-5 years = £30-£50/month. Also finance Megger, Kewtech, and Martindale test equipment.
Do I need to be NICEIC registered?
No. NICEIC, NAPIT, NICEIC, or unregistered electricians all welcome. We can even finance your registration fees (£500-£1,000) as part of your package.
What interest rate will I pay?
Typically 8-18% APR for electricians with good credit and 3+ months trading. Newly qualified or poor credit: 20-35% APR. We always show total repayment before you commit.
Can I finance a van with electrical fit-out?
Yes. Ford Transit Custom, VW Transporter, Mercedes Vito all financed. Includes Sortimo/Bott racking, signage, and modifications. Finance package covers everything in one monthly payment.
Can I get finance with bad credit?
Yes, in most cases. We have specialist lenders who accept CCJs, defaults, and poor credit if you have current work lined up. 65% of electricians with adverse credit still get approved.
How quickly can I get funds?
Apply before 2pm, get approved same day, funded next business day. Need equipment for Monday? Apply Friday, funded Monday. Emergency equipment purchases completed within 18 hours.
Can I finance EV charger installation stock?
Yes. Wallbox stock, Zappi units, Ohme chargers all financed. Typical stock investment £5,000-£20,000. Repayments structured around your installation revenue, not upfront.
GET YOUR ELECTRICIAN FINANCE QUOTE TODAY
Join hundreds of UK electricians who've grown their businesses with our specialist finance. Apply in 2 minutes, decision in 4 hours, funds within 24 hours.
✓ No Credit Check to Quote ✓ Bad Credit Considered ✓ Same-Day Decisions ✓ No Upfront Fees