Privacy Policy

1. Introduction

Tradesman Finance Limited ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you provide directly to us, including:

• Name and contact details (email, phone number, address)
• Business information (company name, trading address)
• Financial information (loan amount requested, business turnover)
• Any other information you choose to provide

2.2 Automatically Collected Information

When you visit our website, we automatically collect:

• IP address and device information
• Browser type and operating system
• Pages visited and time spent on our site
• Referring website addresses

3. How We Use Your Information

We use the information we collect to:

• Process your loan applications and enquiries
• Communicate with you about our services
• Send you marketing communications (with your consent)
• Improve our website and services
• Comply with legal obligations
• Prevent fraud and enhance security

4. Legal Basis for Processing

We process your personal data based on:

• Contract: To fulfill our services to you
• Legitimate interests: To run our business effectively
• Consent: For marketing communications
• Legal obligation: To comply with laws and regulations

5. Data Sharing and Disclosure

We may share your information with:

• Financial institutions and lenders
• Credit reference agencies
• Professional advisors (lawyers, accountants)
• Service providers who assist our operations
• Law enforcement when required by law

6. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include:

• SSL encryption for data transmission
• Secure data storage systems
• Regular security assessments
• Staff training on data protection

7. Your Rights

Under GDPR, you have the right to:

• Access your personal data
• Rectify inaccurate data
• Erase your data ("right to be forgotten")
• Restrict processing of your data
• Data portability
• Object to processing
• Withdraw consent at any time

8. Cookies

We use cookies to enhance your experience on our website. For detailed information, please see our Cookie Policy.

9. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. Typically:

• Application data: 6 years after last contact
• Marketing data: Until you unsubscribe
• Website analytics: 26 months

10. International Transfers

Your information may be transferred to and processed in countries outside the UK/EEA. We ensure appropriate safeguards are in place for such transfers.

11. Children's Privacy

Our services are exclusively for businesses and commercial entities. We do not provide services to individuals or consumers. All applicants must be registered businesses.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date.

13. Contact Us

If you have questions about this Privacy Policy or wish to exercise your rights, please contact us:

14. Complaints

If you're not satisfied with our response to your privacy concerns, you have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.