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PLUMBER FINANCE FOR
PROPER TRADES

FLOW INTO SUCCESS

We're builders who speak your language. We fund you like we'd want to be funded. From £1K to £150K. No fancy talk, no hidden fees. Just honest advice and real results.

£500M+ Funded to Date
50,000+ Happy Clients
24 Hour Decisions
APPLY NOW

PLUMBER PROBLEMS, SORTED

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Professional Pipe Tools

Finance threading machines, press tools, drain cameras & pipe freezing kits. Spread the cost of Rothenberger, RIDGID, Milwaukee & Virax equipment from just £60/month.

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Gas Safe & Training Finance

Cover Gas Safe registration, ACS qualifications, unvented hot water courses & Water Regs training. Invest in your certifications with manageable monthly payments.

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Commercial Contract Funding

Won a big commercial or new build project? Bridge the gap between material costs and 30-90 day payment terms. Get up to £150k to fund copper, labour & equipment hire.

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Plumber Van Finance

Finance new or used vans with pipe carriers, racking & secure tool storage. From compact vans to large panel vans, we'll help you create the perfect mobile plumbing workshop.

PLUMBING CONTRACTOR FINANCE THAT WORKS

Whether you're a sole trader plumber, limited company plumbing contractor, or CIS subcontractor, we understand your business. Our finance is designed specifically for the plumbing trade's unique cashflow challenges.

  • 24-Hour Decisions: Apply online in 5 minutes, get approved within 24 hours - often same day
  • All Major Brands Covered: Finance for Rothenberger, RIDGID, Milwaukee, Virax, Rems, and Monument equipment
  • Flexible Terms: 12-60 months with fixed monthly payments or seasonal options for commercial contractors
  • Transparent Pricing: Clear interest rates from 6.9% APR, no hidden fees or early repayment charges
  • Bad Credit Plumber Loans: CCJs, defaults or missed payments? We consider your current situation, not just credit history
Check Your Rate

"Just financed a Rothenberger ROMAX 4000 press tool and RIDGID SeeSnake drain camera. Tradesman Finance arranged £12k over 36 months. Already landed two big commercial jobs that'll cover the payments."

- Mike Richardson, MR Plumbing Services, Leeds

PLUMBER-SPECIFIC FINANCE

Plumbing Tool Finance

Spread the cost of professional pipe tools

  • Finance from £1,000 to £40,000
  • Threading machines, press tools, drain cameras
  • Hire purchase or lease options available
  • Tax deductible through capital allowances

Plumber Van Finance

Get your mobile workshop properly equipped

  • Finance from £5,000 to £60,000
  • New & used vans, including electric vehicles
  • Pipe carriers & racking systems included
  • Hire purchase, lease or contract hire

Plumbing Business Loans

Working capital for plumbing contractors

  • Unsecured loans from £5,000 to £150,000
  • Fund materials, labour & business growth
  • 6-60 month terms with fixed rates
  • No security required up to £25,000

Plumbing Invoice Finance

Get paid immediately for commercial work

  • Release up to 90% of invoice value
  • Perfect for commercial plumbing contractors
  • Single invoice or whole ledger options
  • No waiting 30-90 days for payment

PLUMBING EQUIPMENT WE FINANCE

Pipe Threading Machines

RIDGID 300 Compact (£3,500+), Rothenberger ROPOWER 50R (£2,800+), Rems Amigo 2 (£2,200+) - essential for commercial work

Press Tool Systems

Rothenberger ROMAX 4000 (£2,500+), Milwaukee M18 Force Logic (£2,000+), Virax Viper P30+ (£1,800+) - for copper & multilayer

Drain Inspection Cameras

RIDGID SeeSnake (£4,000+), Rothenberger ROCAM 4 Plus (£3,500+), drain jetting equipment packages available

Pipe Freezing Kits

Rothenberger ROFROST Turbo 2" (£1,200+), Arctic Spray systems, essential for live pipe work

Testing Equipment

Digital manometers, pressure test pumps, leak detection equipment, water quality testing kits from £500

Power Flushing Equipment

Kamco PowerFlush units (£1,500+), Sentinel JetFlush systems, complete central heating maintenance packages

FLOWING SMOOTHLY PROCESS

1

Quick Online Application

5-minute form designed for plumbers. Basic business info, finance amount needed, and what equipment you're buying.

2

Specialist Underwriting

Our team understands plumbing contractors. Gas Safe registered? Water Regs qualified? We know what that means for your business.

3

Funds Released Fast

Equipment finance paid direct to supplier. Business loans in your account within 24 hours of approval.

4

Get Back to Work

Fixed monthly payments you can budget for. Focus on growing your plumbing business, not chasing finance.

PLUMBER FINANCE FAQs

Do I need to be Gas Safe registered for plumber finance?

No. We work with Gas Safe registered plumbers, Water Regs qualified plumbers, and those specialising in commercial pipework or bathrooms. As long as you're a qualified plumber, we can help.

Can I finance second-hand plumbing tools?

Yes, we finance quality used pipe threading machines, press tools and drain cameras from reputable dealers. The equipment must be serviced and come with at least 6 months warranty.

Can I include Gas Safe registration fees in the finance?

Yes. Annual Gas Safe fees, ACS assessments, Water Regs certification, and liability insurance can all be included in your finance package. Many plumbers use this to manage cashflow.

How quickly can I get plumber finance approved?

Most applications get a decision within 4 working hours. For amounts under £15,000, it's often within an hour. Complex cases or amounts over £50,000 may take up to 24 hours.

Can I add more equipment to my existing finance?

Yes. After 3 monthly payments, you can apply for additional finance. Many plumbers start with essential tools then add specialist equipment like drain cameras or power flushing units later.

Do you finance CIS subcontractor plumbers?

Yes. Whether you're CIS registered, self-employed sole trader, or limited company plumbing contractor, we have suitable finance options. We understand how plumbing subcontracting works.

READY TO FLOW WITH SUCCESS?

Get your plumber finance sorted in 24 hours

Mon-Fri 9-6, Sat 9-1. Speak to someone who knows the trade.

PLUMBERS TRUST TRADESMAN FINANCE

4,200+ Plumbers Funded
£18M+ To Plumbing Trade
4.7/5 Trustpilot Score
96% Would Use Again