Equipment Finance Calculator

Almost any professional equipment can be financed including power tools, test equipment, diagnostic tools, workshop machinery, vehicles, and specialist trade equipment. From £500 to £500,000+, we can help finance the kit you need.

With Hire Purchase (HP), you own the equipment at the end of the term. With leasing, you return the equipment or have the option to upgrade. HP typically has lower total costs if you plan to keep the equipment long-term.

Yes, equipment purchases qualify for Annual Investment Allowance (AIA), allowing you to deduct up to £1 million from your profits. This can reduce your corporation tax bill by 25% of the equipment value.

A deposit isn't always required, but paying 10-20% can reduce your monthly payments and may help with approval if you have limited credit history.

Most equipment finance applications receive a decision within 4-24 hours. Once approved, funds are typically available within 2-3 business days.

In some cases, yes. We can often consolidate multiple equipment purchases into a single agreement or add new items to an existing facility.